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MRI’s, PET and CAT Scans, etc… R&D is expensive. And the cost to own/rent medical equipment is very high, so Hospitals and Doctors need to keep using it and bill insurance companies.

For good or bad, would this change? Would companies still be motivated to produce better equipment?
Beatle Dave…is that You?!!!
Very interesting answers. And very contradictory to each other.

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Non-Profit Hospitals must achieve a 1%-2% operating margin to be able to reinvest in capital. Medicare and Medicaid pay roughly 75% of what it costs to care for patients. This is made up by private insurances paying above cost to offset this shortfall. If private insurance is to go away or become less of a hospitals business then they cannot upgrade equipment or invest in technology. Then people will cry that they cannot MRI’s,PET scans or other high end tests - when the truth is Hospitals will not be able to afford to invest in the machines… If you are for Obama care then you have no right to complain when the quality drops.

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Hi,
I just started a pet-sitting service in my town.I have purchased
insurance and bonding (though I haven`t any employees)
I have made up my business cards (I checked the availability
of my business name}. I have joined Napps,PSI, and Care,com
also Petsit-usa, I have put my listing on superpages along
with my website link. I have made up flyers that match my cards
and have gone around to community boards to put them up.
I haven`t gotten one call! Any advice?? Please????

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I travel once or twice a month, driving about 2 1/2 hours at a time with rest stops in between. I have an older, established cat that is kind of grumpy, so maybe a dog that doesnt have much interest in cats. I was thinking a small dog because of those circumstances… Also what is a dog that doesnt shed a ton?

I have other questions too. On one side of my house, there is a very intimidating dog that barks, pushes up against the fence etc. and my stepdad is afraid that if we get a dog, it would be scared of that dog, so how can I reassure him or deal with that?

Also, my family isn’t totally well off, so is there anything we can do so that when we get a vet bill, we make sure we can take care of us too? What is pet insurance? And does it work/ What does it cover?

Plus, my stepdad is worried about the grass getting ruined, so we were going to make like a "run" (is what he called it) on the side of the house, so what should we put back there?

What do you think?
Thank you

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The number of unemployed is greater than the number of truly uninsured. Would you rather be unemployed or uninsured? Which circumstance would have a more immediate, profound and genuinely devastating affect on your life?

About 15 million people are now collecting unemployment. It is estimated that, perhaps twice this number, is also unemployed, exhausted their benefits and/or have given up looking for work.

The number of truly ‘uninsured’ is considerably less. If you remove illegal immigrants, those between jobs and opting NOT to pay COBRA, those who voluntarily choose NOT to buy private insurance (middle income folks all). The number of truly ‘uninsured’ is considerably less than the number of unemployed. Insurance is important, don’t get me wrong, but isn’t a job? Isn’t employment, FAR more critical? A guy or girl needs a job NOW to pay the bills, buy food, pay the rent…heck! Buy insurance!

Shouldn’t Obama be investing himself and his efforts much more in the economy; creating an environment that promotes business, prosperity and jobs rather than this, his little pet project of government run health care?
Who said anything about ‘government provided jobs’? The government is not the engine that drives the economy or CREATES prosperity, but there is a LOT the government can do to, as I said earlier ‘…create an environment that promotes business, prosperity and jobs.’ Lower business taxes, reduce government intrusion, stop villifying ‘profit’ as an evil result of commerce. Obama raised the minimum wage that businesses are forced to pay entry level, mostly teenage, employees. In doing so, he increased the cost of doing business all across the board. Shouldn’t his actions ENCOURAGE rather than DISCOURAGE the private sector? Isn’t our nation’s prosperity and encouraging businesses to bring people back to work more important than health care? Seriously!!
tehabwa: You’re a good little Obama disinformer, Teha. I’m sure he’s proud.

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Ok, so I i have narrowed down my choices of future pets. I believe these are the the cost for the first year (left side) and years after (right side). Are these prices accurate if I buy premium food, pet insurance (which will not cover medical problems, checkups, basic vaccines, trimmings, etc, just the emergencies (up to ,000 worth of covearage) and such, which will cost a month, basic vet bills (check ups, vaccines, etc), toys, treats (bones and treats for dogs), vitamins, transporting materials, live plants (for fish), and all that stuff.

1 Oscar ( in an aqurium to itself, of 50-60 gallons) 0, 0
1 or 2 Hamsters 0, 0 each
Fresh Water aqarium 0, 0
1 or 2 Guanea Pigs 0, 0 each
1 or 2 Cats ,800, 0 each
Marine aqarium ,700, 0
1 or 2 Dogs ,000, ,200 each
A second Oscar (in a separate tank) with a 3rd tank for the fry.

P.S. I will not get all these pets. I will care for all these pets with my (will be continued soon)
own money. I will read a few books before I purchase any pets, and will buy the ones I can afford at as slow pace.
It’s been 40 minutes now. Wht won’t anyone give me an answer, what is it true that nobody keeps track of their finances anymore?

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I’m new to the working world and I’m still focused on college when I was cheap. I feel overwhelmed and guilty when I spend money. I’m not sure if I’m being wasteful or not. Here’s where I stand…

,830/month after taxes - Insurance/Phone/Rent/Utilities(0)= ,130/month

0 - 401k like plan (taken out before the 00 total)
0 - IRA
0 - Money Market Fund (future wedding/honeymoon –3 months emergency there too)
0 - savings (plane tickets, small expenses that may come up so I don’t have to dig into emergency, etc. If this reaches 0, I split between IRA and MM)

Result is 00/month. I give myself 0/week. This covers food, pet care, gas, and anything else I desire in one week. If have a big purchase (plane ticket or a vet bill, need or want), I take it out of my savings but I often supplement with my personal weekly allowance.

I know that what I have is a blessing and I do not want to mess it up. Do you think this is appropriate?
I should also add that my workplace has included health care and a great retirement program in addition to the 401k, so I even have that for future security…

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My lil dog’s teeth need to be cleaned. I got him from the pound about 2 years ago and they did not take care of hom properly. His teeth were infected and some needed to be removed. I paid the 300+ dental fees. Once again we couldn’t save his other teeth they were too far gone still. I am dreaded the 300+ dental…please help! I need some good dog insurance! Anyone know of any good companys to go with?
I know they won’t pay for the last bill. I have paid that already, that was 2 years ago. I am saying he needs to have some more teeth removed.

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Its such a long story but I was at a party and my friends dog was there and I bent down to pet the dog and he bit a chunk out of my face. It was very scary I really don’t know what happened after that just that I went to the hospital and got my face stitched up. My face looks so bad I don’t even want to go out side. I got a number to an attorney and called him to ask what I needed to do. He said not to talk to her and that we would contact her homeowners insurance to take care of all the medical and not to except anything from her. So I told the girl the truth and I would hope she would understand. Now I just found out that she does not own her home her mother does and that she is now saying that I antagonized the dog and that’s why he bit me. That is so untrue I would never hurt her dog or cause him in anyway to want to take a chunk out of my face. So now I don’t know what to do ??? Please someone give me some advice…. Thanks

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Last week I had a health scare with my 3 year old beagle, Tater Salad, and am now almost 00 dollars in the hole! YIKES! I have two beagles, I love them both to distraction and NEVER want to be in a position where I cannot pay for treatment for them. This was a real wake up call- emergency vet care is EXPENSIVE, and it doesn’t matter if your dogs are young and healthy. Anything can happen, and everyone who has a pet should think about what they would do in an emergency situation.

Also, ANY dog can develop bloat- even a 20 lb. beagle. It’s more rare for smaller dogs, but can still happen- if your dog is obsessively swallowing, licking the air, vomiting foam, dry heaving repeatedly, burping, etc. get him to the vet right away. My dog was bloated without the usual "twisted stomach" (thank god), and did not need surgery. If he had, I would be looking at a much steeper bill…

Long story short, for those of you who have gotten pet health insurance- What company would you recommend, and why? Who would you steer clear of? What has been your experience w/your company, and how does it work? Like, do you have to carry an insurance card, or do you get reimbursed? And what exactly does pet insurance cover?

Thanks in advance!

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had this bomb dropped on me:
"I won’t have sex with you because you don’t believe in what I believe."

She is not talking about religion, but her belief in homeopathy, animal communicators and crap like "what the bleep?". I don’t hassle or tease her about this stuff, I keep my criticism to myself, but she knows I put no value in it at all. I trust reason above "belief" for my interaction with the world.

Obviously things aren’t going great with the wife, haven’t had sex in a while (despite my desire).
So when she says this, I am suddenly at the point where I need to make a choice.

What would you do?

(married 3 years, together

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I have lost over 0.00 in the last 3 days thinking I was buying a 5 month Blue and Gold Macaw and 2
2 yr old African greys..of course the add said FREE To Good Home and then came the descriptions and the graditude they found someone to care for their birds as they did. Then the airport starts with the fees…fees to ship/ well that seemed ok because one seller even went half of the shipping fees….then specialized crates…and then insurance and cite papers…on and on and on until i have no more money. I have put off my bills and borrowed from my roommate and i still have nothing…when asked for the insurance company name and number to verify my insurance payment would be refunded…haha…..online address doesnt exist….these people can not keep on doing this without some punishment. I have asked for my money back ( I know HAHA) or at lease one of the birds to be shipped to me. maybe we can start a check-out web site and put all our info together so others won’t lose out likeme

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Even as his party blocks Democratic attempts to expand health insurance for humans, a Republican congressman is trying to round up support for a bill that would provide a ,500 annual tax deduction for Americans to pay for the medical care of their pets.
Rep. Thaddeus McCotter (R-Mich.) sent out a "Dear Colleague" letter on Tuesday asking fellow members to co-sponsor his Humanity and Pets Partnered Through the Years (HAPPY) Act, despite the upsurge in concern over the rising cost of health care coverage for actual humans.

http://www.huffingtonpost.com/2009/09/23/house-goper-seeks-co-spon_n_296670.html

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So I am making myself a list of what I need to consider when I move out of my house. I only have a couple thousand dollars saved in my account so I really have doubtful feeling about moving into an apartment but it’s better for my mental health if I do this, because of parental issues. I will also have a roommate to split the costs.

-Rent per month
-Utilities per month
-Electric/Heat/Water/Sewer etc. per month
-Car Insurance per month
-Car payments (if needed)
-Groceries per month 0
-Cellphone per month
-Cable/Internet per month
-Health Insurance per month
-Life Insurance per month
-Pet Care per month
-Renter’s Insurance per month

Did I cover it all? Does anyone know some of the "estimate" prices of the listed items? I know some are all depends situation. Any help would be greatly appreciated! Thanks!

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