Secondly, I would recommend checking out some review sites before going with VPI. http://ripoffreport.com/ and search for pet insurance, or Pet Insurance Review (http://petinsurancereview.com/reviewStar… are both third party sites so you can see what real people think of the companies.

Personally, I like Trupanion. I have my dog insured through them and I think they are great. They don’t have any claim limits, so if you got an $8,000 bill, it would be covered. They don’t penalize you for filing claims and you can choose your own deductible amount, anywhere from $0 to $1000.
It’s worth doing a little more research, definitely check out all those sites!

Make sure you get the "life" type of cover.

What that means is that say a dog had diabetes, well some policies will only cover the condition for 1 yr. and therefore all medication after that the person would have to pay for.

"Life" means just that and the condition would be covered by the insurance forever.

You have to be careful with the ins companies as what they consider a reasonable cost for a procedure may be much less than the actual charge from your vet.

I would ask them where u can find a sheet with what they cover money wise and then pick a few and call ur vet and see what the actual costs are.

I know the insurance is not cheap…my dog only has EMERGENCY insurance that covers if she is poisioned or stung, bit, brakes a leg or has to have surgery for ingesting an item…i only pay 12.00 a month. I do not think that the 45.00 a month insurance is worth it based on past experiences with my dogs and once she is out of her puppy chewing phase i will probably cancel the one i have.

Hope to help