Need Homeowner's Insurance that doesn't restrict dog breeds?
I realize this can vary from state to state (I happen to live in a state where this practice is allowed) and even agent to agent.
Please let me know if you’re aware of any home owner’s insurance companies that do not discriminate against particular dog breeds. We don’t have a dog yet, but plan to get one in the spring. Two of the breeds we’re most interested in, Husky & German Shepard, are on the list of dogs many insurances companies inaccurately consider dangerous.
I checked the AKC website, and it only gives tips on how to negotiate with the companies. Our current insurer told us they’d write the policy without mention of any dog, and told us to not inform them when we do get a dog (i.e. don’t ask, don’t tell). I’m not really comfortable with that, especially since our current agent is close to retirement.
On the rare chance you’re in my part of the world, this policy would be for the St. Louis area. Thanks in advance for any suggestions!
I asked around my office too and it seems like State Farm has come out as the most recommended company for dog friendliness.