with this new obama care bill that has been forced upon us requires us to buy health care or be fined (if i am correct). and from what i have read, young healthy people are the ones who dont want to buy health care (like me, im in my 20′s).
I dont have health care, and have not had a problem with medical bill as of yet. the few time i have gotten hurt and had an emergency i have been able to make payments to the hospital and doctors who treated me. I do not just take the service and not pay for it. I receive a bill in the mail, and i make payments on it.
Why is paying with cash, check or credit card an option that no one is looking into? why should i have to make a monthly premium payment for health insurance that i might not even use, to an insurance company, when i can just pay for the services i use?? Like i have no problem paying the to go see my family doctor, or making monthly payments to the local ER for broken bone they set?
at one job i had i enroll in there health care plan and had premiums taken out of my check every week. this was money that i could better use to feed my family or put gas im my car. and to top it off i had a max out of pocket i had to pay before my insurance would kick in.
What is the problem people have with me paying for my on health related bills?? i haven’t had any issues of having care refused because i choose to pay cash for services. what i have noticed is that once i contact the billing offices of the doctors and ER’s my bills have been adjusted and the prices on the services actually became a reasonable price. example: once i had a car wreck, and was at first charged about 0 foe a single pack of Tylenol 500mg (like what you get from a first aid kit with 2 pills in it). once i contacted them about the bill and let them know i was making cash payments they readjusted my bill anly charged me like for that pack. (yes that is still over priced) they also lowed the price on many of the other things i was billed for. this bill quickly went from over 00 down to something around 0
and not to long ago i heard someone bring this up on the Michael Savage talk radio show, but they really didn’t explore this option,
This has worked for me for the last 15 plus years and has saved me a ton of money, now maybe when i become older and need medical care more often to ease day to day life i can see me making the choice to buy health insurance, but until i need regular medical care what is wrong with me just paying for the services i need? just me and the doctor. this way i can also shop around for the best price, like lets say i need a pet scan. I have 4 major hospitals in the town i live in. I could inquire about the price differences between the four hospitals and have the scan done at the location offreing the best price for the service.. If more people did this dont you think the cost of these every day services would drop due to computation between them?
I dont care about other peoples costs, all i care about is my son, my wife, and my family members. I will help my family if in need, but i when it comes to every one else, here is what i have to say, "life is hard and unfair, so sorry about your luck" I dont wana be an ass, but what can i say
Angela Q::
for me they lowered the price of the services. from what i see, the insurance comipnes anr being overcharged for services, because they pay it
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