Law Suit for Horse Injury?




I have 12 horses, and 1 stallion… I have had horses for my hole life, well.. There is a situation that happend to my friend. She lives next to this couple who have horses also, they have a "mustang" stallion who they use to breed there mares with. They are all roaming free with each other, and they use him for breeding other peoples horses..

This was a very warm spring day, in Middle of March in Michigan, it was about 60 degress, they desided to take there stallion for a walk down the road, my friend says her kids were home all day playing in the yard, they make "kid" noises with plastic wissles and stuff there kid was about 9 years old.. She got a call from the police, later that night. saying her kids were blowing "Fog horns to agatate" the horses during the day and caused the horse to rear up and strike her in the face… There was no fog horn only, what was called a "recorder" or like a flute. She was told the couple is suing her insurance company for her injurys.




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Horse Killed On Highway Who Is At Fault?




If a horse gets out on the highway and gets hit and killed who is liable? So I boarded my horse in a pasture with two other horses. The area where the horses were at the fencing wasn’t the greatest but it was funtional. Well the property owner decided to move the horses to another area. He stated that they should be fine because it was so grassy that they wouldn’t try anything. He also assured me that he checked the fencing. Well I went out there the 15th of October to ride my horse and all three of the horses were gone. I looked in all the pastures and up and around the guys property and went to the closest neighbor to ask if they have seen any horses. Well by that time it was getting really dark and I didn’t know the area that well so I called the property owners phone and talked to him and waited til he got home. When he did get home he assurred me that he would go look for them and not stop til he found them. So I went home. Not long after I got home he called and said that some neighbors he talked to saw the horses but didn’t try catching them so they ran off. So he tried following them and finally gave up. I told him when he called that first thing in the morning I would go out and continue looking for them. Well at 6amish. I got the call from him that he found the horses…then the phone cut out and I tried calling back. He answered and said that my horse was hit….that was all he said. I left and headed to where he told me she was hit. I did’nt know what to expect. When I got there were cops everywhere and a smashed car. I prayed and hoped it was’nt my horse. But it was….she was dead on the side of the road. The lady that hit her came up to me and told me how sorry she was and that it was a accident and that she would’nt sue me or anything. I told her that I was glad she was ok. The cop that came and talked to me also assured me that it was a accident and that I would ‘nt be at fault. Well in jan ?? I got a letter from the lady’s insurance company saying that I owe her money for the damages to the ladys car and extra for personal reasons. So now I am confused about whose really at fault. Is it me, the property owner or the lady. Ohh and the lady that hit my horse was the same lady that stopped and saw the horses running along the road and tried to help get them out of the road so she knew about them being on the road ( the property owner was out looking for them right before this happened so he missed it by minutes.)
I did talk to a lawyer and got it all figured out……I hope.




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Horse people I have a Q for you?




Let me first say that I don’t know much about horses, just admire them for the same reasons many of you do..

I found this ad on craplist and I admit that I am confused by it…

——————————–
Dxxx,as we call her), is a gorgeous 16 hand Oldenburg mare with a great attitude and a scopy, athletic jump. She is 12 years old, safe, sound, and HONEST. Dxxx is primarily trained as a jumper, and is comfortable and consistent over 4-foot courses. She is quiet enough to ride as a hunter, and has some dressage training and potential as well. Dxxxx’s "mom" is looking for an experienced, reliable rider to partial lease her, and help keep her fit while "mom" travels (she’s a flight attendant). Lease fees are:

1 Day/Week: 0
2 Days/Week: 0
3 -4 Days/Week: 0

(Plus a nominal fee to cover shoes and incidentals).

Please contact…………

For additional information about Dxxxx, you can also contact Kxxx (Dxxx former lessee) at 1xxx-xxxx

You won’t be sorry! This is a great opportunity to ride a truly fantastic horse.

———————————–

So, this person wants someone to come to her house, ride her horse to keep HER fit while "Mom" is working BUT I have to pay HER for the RIGHT to do that????

If I go 1 day a week, I pay HER 0????

Is leasing horses a common practice in the horse world?

Is this something that you do?

Please know that I DO understand that it takes LOTS of money to own and keep up a horse…But WHY charge someone a fee if they are going to come to exercise YOUR horse while YOU are working???

Horse owner gets their horse exercised, rider gets the pleasure of riding a horse…WHY the fee??

Makes me want to write my own ad……

Have a GREAT dog, obedience trained, will heel, retrieve on command, friendly to other dogs and cats. You can come to my house and walk her to keep her fit while Mom is at work. Has agility training and will run through tunnels, weave poles, fly over the A Frame and get on the pause table with a flick of the wrist….

for 1 day week
for 2 days a week

(Plus a nominal fee to cover the use of agility equipment and insurance)

____________

SORRY, I know I am being rude with my ‘dog’ ad and do NOT mean to be. Yes, a dog can cost 0 from the shelter and horse can cost ,000 or MORE, but I just don’t understand the ad. This is the first time I have seen an ad like this and do not know if this is a common practice in the horse world…

I am being serious and would like to know

Thanks
Thanks Gallop..

I thought, even for a non horse owner, that 0 a DAY per WEEK was VERY pricey…

Want to come walk my dog..only a day hahaha…
Bring the Rain

But is 0 for 1 DAY a WEEK common? Seems high to me..




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The property is in Bend, Oregon, and it is set up for horses. We have an insurance person who says we can buy a ‘commercial farm policy’ to be covered for them and their business, but it would be underwritten by an out-of-state agency and more expensive. Someone also mentioned that, if we ever had problems with the tenants, we would have a VERY hard time evicting them because you ‘can’t take away someone’s livelihood’ without going through a huge legal process. Anyone have info or advice?




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HORSE KEEPING??? (in the uk)?




RIGHT PEOPLE WITH HORSES(IN THE UK ONLY PLEASE!)

I WOULD LIKE TO KNOW HOW MUCH IT COSTS, PER MONTH FOR A HORSE, INCLUDING LIVERY AND FEEDING!
SO CAN YOU PLEASE ANSWER MY QUESTIONS…

1. HOW MUCH DOES IT COT PER WEEK TO KEEP ONE HORSE?

2. HOW MUCH DOES A BALE OF HAY COST YOU?(OR HAYLEGE!)

3. HOW MUCH DOES IT COST TO GET THE HORSE SHOED, DETIST AND VET STUFF

4. HOW MUCH PER YEAR IS INSURANCE?

THANKS ALOT! AND PLEASE NO DOLLARS JUST BRITISH POUNDS, THANKS AGAIN AND SORRY I KINDA TYPE IN CAPITALS! =]




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Help with buying a new horse? ?




Okay, so i’ve had horses all my life, that i have shared with my mum. All f them have been youngsters, and all though i’ve learned so much from having them, i’m now going to study horse management at brooksy and i need something i can just go out on and do eventing. My mother also wants it to do well in dressage and we just want something that is not going to rear/spook or be very green.

We currently are selling a 16.2hh well bred, warmblood x irish draft. He rears, is only 6 and is a hand full. I love him to pieces but my mum and i have to sell him as we can not fit him in around college. He needs constant training and our yard has few people at, so if i’m at college there’s no way id let my mum ride him on her own incase of an accident.

But today we went to see this :

http://www.horsemart.co.uk/AdvertRef/HM830J1A5/Page/8/Referrer/DisplayResultsHorses.asp/Web/DisplayHorseDetail.asp

Took a while to get used to, not my kind of horse. I’m only small but i love something big boned and aroun 16hh. I felt like i was on a pony. But this gelding was a sweetheart, just wanted to please, the school was very spooky but he did not bat an eyelid at anything. And this is the temperment we need. Now heres the problems, he has a carcoid and they cost allot to remove, it is also in a place that my be obviouse if it leaves a scar. It has only came back into work for the past 3 months, and is only getting ridden 3 times a week whilsy my mum and i ride 6. So there’s a chance he may get fit and all of a sudden be a handful. Also, i’m not sure if he will do the cross country, he had scrapings on the front of his back legs. The owners said it was from kicking a gate, but my mum and i found from jumping him, he doesnt really "clear" the jump, not exactly got a big pop in him… So we personally think it could of been from scraping his legs on a cross country jump at the back.

But heres the plan, we said we’d need it on trial (for as long as possible) as we have had horses in the past that have been great for the first couple of months then just turned into a terror. We also are thinking it’s not worth anymore than £4000. A horse with a carcoid instantly can not be covered by the insurance and we do not want it leaving, all though they said his had it for years and its not changed, my mum and i would want it proply moving which was £500 last time our horse had one. Also this horse has not done allot, and i just feel they are asking too much.

Is it worth it? or shall we just keep looking?




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I recently have seen a horse for sale. He is a really good horse, the only problem is that he lost an eye 3 years ago due to getting a splinter. I would like to know if it is possible to get insurance for a horse like this, and how much it would affect the insurance costs and the horse himself? I have seen horses with only 1 eye carrying on competing and jumping.




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Hello everyone. I have life insurance and accidental death insurance, but I am looking for a company that offers insurance for money if you get injured in an accident and become disabled. I show horses and ride often. I am looking for something that would protect my family in case of a disabeling injury. Please only serious answers. Please don’t suggest yahoo or google….I am looking for actual companies. God bless!




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How much would the APPROXIMATE insurance rate be on a 2009 Dodge Challenge R/T? I know it won’t be low, but it won’t be that high since it’s an American car….correct? Her is the bad part…My record.

2 Accidents and a stop sign…But i will turn 18 soon if that matters.

Car Info (another bad thing) 5.7 Liter V8 Hemi, 375 horses. How much is the Approximate insurance guys, just throw me an estimate.
Im in Glendale, California!
brag? to who? Some guy from 40,000,000 miles away? Get real. And no, it’s not a dream car, ive saved up about 6k from work, another 4 if i sell my current car and that’s the down payment money. Please, no pathetic answers like that guy.




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What kind of 4 Horse Hitch am I describing?




Okay, so I’m a part of a 4-H team that competes in Horse-bowl, which is basically jeopardy on horses with buzzers that tests teams of 4-5 players on their knowledge of horses. Questions can range from ancestry, breed organizations, barns, insurance, conformation, tack, etc (basically everything is fair game).

In any case, my team and I visited the Kentucky Horse Park and saw a picture of a four horse hitch that had the horses lined up next to each other and the outermost horses on either side had their heads tied around to the outside whereas the two middle horses had their heads facing forward. Can anybody tell me what kind of hitch this is and why the horse’s heads are tied to the side? Thanks loads.

By the way, if it is any help, this picture was under a listing of circus horses. If you need any clarification, feel free to ask.




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What is the typical day for a veterinarian?




Ok, so I know there arent exactly a million veterinarians running around this site, but for a school project I’m doing, I need to know what a typical day is for a pet veterinarian (not horses or any other farm animals) Anyway, I need almost an hour by hour schedule, unless something goes on for more than an hour, in which case it would be written like 7-9. I know this is really picky, but I need it for my project.




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Using Boarded Horses in Lessons?




Hi,

I recently read on a stables webpage that if you allow them to use your horse in lessons they will give you cheaper board.

Do you have to have certain insurance for this? (Most people already have insurance with boarded horses, right?)

Obviously the horse would have to be pretty quiet for beginners to use but what happens if someone is injured while on your horse?




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Reasonable insurance for gelding! HELP!?




ok so i have a registered Thoroughbred gelding who will be turning 16 in about 6 months. Our current insurance company wont give us the coverage we want once he turns 16. All i want is mortality, equine value endorsement (loss of use), colic surgery expense endorsement and, major medical and surgical endorsement. So basically if we cant use him anymore, i would like for the company to give us a certain amount, and if he has any major medical issues, ESPECIALLY COLIC, id like an endorsement for that too. And keep in mind that a lot of insurance companies only insure young horses, so this really has to be one that can insure a 16 year old. oh yeah, and his used is Show Hunter. any thoughts at all would be really helpful! thanks!




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Equine Liability Insurance?




As personal owners (NOT commercial, club, or trainer) what do you pay on average for your equine liability insurance at what Im guessing is the basic/minimum level (,000)? Also, what companies do you recommend?

My stables are requiring this for all horses, but before this I kept my horse on personal property so I have no experiance in purchasing it. All the websites are vague, with no online quotes.




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I founded a volunteer organization that helps horses, mules and donkeys in Mexico. We are not a rescue team, we look for ways to ameliorate their well-being by providing food and medicine. We have had some interest from companies offering donations of medicine but we need a US licensed veterinarian to represent us. Can I contact US vets and asked them to help us even though they are not present in Mexico? We currently have a Mexican veterinarian but he doesn’t have a US license. How to do this?
I am currently living in Mexico as my husband is studying here. For this reason, I cannot help horses in the US. When I move back to the US, I will definitely attempt to help horses in the US as well.




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