hi, i am 20 years old and i have been training and riding horses since i was realy young. now, this lady called me over through word of mouth that i could probably break her crazy horse. i went over there a few times and the horse seemed really willing, well after the 4th time i went over, i tried getting on the horse( i knew she had thrown people off before) i got taken off with and the horse reared up and fell on me, causing significant back damage and i was rushed to the er. well after 3 days in the hospital, surgeries, and pain, i am faced with 45,000 dollars in medical bills, now i dont have insurance and i dont want to take advantage of tax payers by havingthe hospital write it off for me…but some people mentioned that the woman’s home insurance will cover this? i dont want to sue her because i know it was not her fault…and ive tried calling her but she doesnt return any phone calls..
i just need some help. the lady seemed really nice and i dont want to be malicious, but i was wondering if there is any suggestions..
yeah i know its my fault.

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Ben Nelson had a price for his vote and the Democrats gave him it. The price was to take out of the Health care bill the piece that says they would no longer let insurance companies be exempt from the Anti-trust laws? Now why would that make any sense. I asked Senator Nelson myself to see what his answer would be and he(his office) said it helps his state? How does it help Nebraska? Could it have anything to do with his former job as an executive at a Big Insurance Co? How many of you think this so called blue dog is helping the people of Nebraska or helping his former employers? Does anyone know how this would possible benefit anyone other than the insurance companies? I will give him the benefit of the doubt if someone can explain this to me?

As a general rule, are the Democrats who are closer to the Republicans out to help big insurance rather than the working men and women or is Ben Nelson an exception? Should Democrats make him pay a price for his behavior?

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I am trying to find a good insurance for my two dogs and trying to find a plan that is not a reimbursement plan. I am also looking for something that covers breeding issues that may arise and also routine exams and vaccinations. Anyone have a good plan that they are on?

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I have a ranch with a mobile home that have for lease in Florida. The ranch is zoned commercial is most likely going to be used for a horse business. The owners will probably chose to live in the mobile or have a ranch hand live there.
I was wondering how to insure this property. While I don’t really care about the home or the structures on the property, I want to make sure that if someone breaks their leg while riding a horse I will not lose the property.
Could I require, in a lease that the tenants obtain their own insurance for the property? What if they do not and something happens, will the lease protect me from legal action against the property?
What kind of insurance should I, or they, look for?

Thanks

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I have a cat and a dog and i want them insured. I want insurance for broken bones, vet fees, boarding costs…i dont want to pay a foutune. I just want to know who you are with and why? and are they any good?
Please dont tell me to go onto price compare sites cos i dont need that. thanks everyone.

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of the money they receive from insurance companies or their past employment with these companies?

Example 1. http://www.campaignmoney.org/healthcare/nelson

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I have 12 horses, and 1 stallion… I have had horses for my hole life, well.. There is a situation that happend to my friend. She lives next to this couple who have horses also, they have a "mustang" stallion who they use to breed there mares with. They are all roaming free with each other, and they use him for breeding other peoples horses..

This was a very warm spring day, in Middle of March in Michigan, it was about 60 degress, they desided to take there stallion for a walk down the road, my friend says her kids were home all day playing in the yard, they make "kid" noises with plastic wissles and stuff there kid was about 9 years old.. She got a call from the police, later that night. saying her kids were blowing "Fog horns to agatate" the horses during the day and caused the horse to rear up and strike her in the face… There was no fog horn only, what was called a "recorder" or like a flute. She was told the couple is suing her insurance company for her injurys.

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How would you go about kennelling your dog if you are going on holiday when all boarding kennels have to request the dogs are vaccinated otherwise they are not covered by their insurance? (At least in the UK) Or do you all use pet-sitters/friends instead?
Itoya - thank you for at least answering but please read the question properly - I KNOW why kennels require vaccinating - I am a quaified Veterinary Nurse - I am asking the owners that don’t what do they do as it is something I have considered.

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What pet insurance do you use for your dog and what does it cover? Can you give me the link for it. Also what medication do you use monthly (do you use it monthly or weekly) for heart worm, fleas, ticks, and etc. Also explain what health problems this package covers, and do you have a link for this site also? Please and thank you.

Also I last time I forgot to mention I live in SO. CALIFORNIA, so something available that ships over here. Last time I got this incredible answer, to bad it only delivered to residences in Canada.
*The medication because it makes sure they don’t have/or get fleas, ticks, and heartworms. Or am I thinking about this backwards?
I don’t think we have much ticks around here if I think about it, but we have worms, not A LOT but just enough to get your dog sick.
KiKi: No. The insurance will not cover already existing health problems. But if you got the insurance (one that fits your needs, look through different ones or get referrals) before it would have covered most of it. I advise you to get one before something else rises up.

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I am stuck btw 2 health insurance companies for my 3 dogs. One covers hip dysplasia and the other does not.

I am curious if any of the breeds above are at increased risk for it.

My dogs are a 41lb lab/corgi mix
35lb border collie mix daughter of the dog above
18lb pomeranian

Thanks.

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To those who argue that they are both important and interrelated or that somehow insurance reform will create jobs (I never understood that one) I ask:

Since Obama’s plan wouldn’t take effect for four years, and we need jobs NOW–isn’t there some disconnect in putting the cart ahead of the horse?
LMAO, if you have cancer this year, and health care doesn’t kick in for four years, yer in trouble anyway.
Health care 4 years down the road will not put food on your table "now"

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Our son was born with a congenital condition that has wreaked havoc on every system in his body. He is now almost 20 and for the second time in his life, had to have braces in prep for jaw surgery. Because our son would not give his dad the "total respect" he literally DEMANDED (our son told his dad "respect is earned and you haven’t earned it"), his dad cut him off financially. This kid has had braces for for the last three years for the second time in preparation for surgery to alleviate TMJ and an underbite. Now there is no health insurance for his adrenal insufficiency or surgery, no tuition, no child support. Our son is a fulltime college student, so he can’t work fulltime. I can’t afford tuition or health insurance on my own. I couldn’t even afford a lawyer to fight the b*****d. My son is devastated. I can’t rest until the dog gets his due. What can I do to get revenge that won’t land me in jail? I will NOT DO ANYTHING ILLEGAL. Any help?

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we’re trying to figure out what kind of insurance. I’ve been hearing good things about banfield. what does it cover? i have a 7 month labrador. that is a bundle of love and chaos! lol

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Hi this is a question for those of you who have health insurance for your dogs.

There is 2 plans one that covers up to 00 a year and one that covers up to 10,000 a year

Seriously which did you choose and why? What is the MOST you ever had to spend at the vet for your dog in ONE year? I have always been SO lucky…aside from routine dog stuff I have never had a major injury in any of my dogs requiring treatment KNOCK ON WOOD!

Now this plan would cover MVD…if a dog would be diagnosed with MVD what would be the cost of treatment? Does anyone know or have a dog with MVD they could share experiences? Again, I being a Cavalier breeder, have been fortunate enough to have never seen this.

I am still laughing….I live is SUCH a rural place that canine health insurance is NEVER seen until lately. Something I am considering for my new pup who is a Cavalier, of course. She will be a dog that I plan to show and currently has some pts earned with her breeder. (she is 9mos old) I recently purchased her from a great breeder and I am exploring my options as far as health insurance for her to try it out and see how it works for us in the long run. The breeder offers 3 free months so we will continue it and I figure as long as we have it I may as well make sure I have enough coverage for ANYTHING that may happen.
Yes, I know my pup…glued to me and minds extremely well the first time as do all my dogs

I am also extremely familiar with this breed as I have dedicated the last few years of my life to bettering this breed. I know my bloodlines well and I chose this particular dog based on well know bloodlines that are heart healthy with no SM in the bloodlines. However…this is my first time insuring a dog and as long as I am paying for insurance I figure I may as well have a plan that is capable of covering the unlikely should it happen…if that makes sense.

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I am going to buy a guinea pig soon.
I dont know if I should get them from a shelter or a petstore.
I looked at petsmart.com and found out that they are 35 dollars each.
Can someone here give me an estimate on how much a guinea pig will cost with all of its supplies.
Also I am looking to get Pet Insurance for my guinea pig.
I am going to get the excotic pet insurance for guinea pigs what ever it is.
Does anyone know how much that is a month.
I also need to know where is there a vet in new jersey.
Any tips will be helpful for me.

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